

Complete worksite benefit management is our primary focus. Our fully and self-funded
PPO, HMO & POS options enable you to build a custom health plan for your employees. We have dental and vision options you can customize to specific needs. Supplemental benefits include group life, accident, disability, critical illness, and hospital coverage.
Health & Life Solutions


Dustin J.
⭐⭐⭐⭐⭐
We have major medical and life with this insurance agency. They are very responsive and a pleasure to deal with. We shopped around and these were absolutely the best rates for the coverage that we needed
Happy Customers
More than 10,000 clients taken care of!
Health & Life Solutions

Planning for the inevitable can be challenging, but safeguarding your loved ones' financial security doesn’t have to be. Final Expense Insurance provides peace of mind by covering end-of-life costs, ensuring that your family won’t be burdened by funeral expenses, medical bills, or other outstanding debts.

About Us
I am a native Texan and went to Garland High before graduating from University of North Texas with a BA in business. I ran a painting company during that time & I have a passion for helping small business owners to this day. I spent 6 years as a billing manager for a Cardiology Clinic. That experience let me see a different side of the industry and prepared me for the next step. I started insurance sales in 2015 and worked for several agencies before becoming an independent broker in 2022. I am pleased to be associated with Health and Life Solutions where I can focus on the needs of the customer rather than the demands of an agency.
Charles
Johnson
NPN: 17103670

About Us
I am a native Texan and went to Garland High before graduating from University of North Texas with a BA in business. I ran a painting company during that time & I have a passion for helping small business owners to this day. I spent 6 years as a billing manager for a Cardiology Clinic. That experience let me see a different side of the industry and prepared me for the next step. I started insurance sales in 2015 and worked for several agencies before becoming an independent broker in 2022. I am pleased to be associated with Health and Life Solutions where I can focus on the needs of the customer rather than the demands of an agency.
Charles
Johnson
17103670
Worksite Benefits are designed to offer complete coverage for your employees. With a high deductible health plan, supplimental coverage is designed to pay out of pocket costs until the major medical starts to pay.
Let us help you choose the right mix of coverage for your employees.
Final Expense Insurance offers coverage for funeral costs, outstanding debts, and medical bills. With lifelong protection, you can choose affordable coverage that fits your needs. Ensure your family’s financial future is secured today.
Final Expense Insurance is designed to provide financial security for your loved ones by covering end-of-life costs like funeral expenses and medical bills. Ensure your family isn’t burdened during difficult times. Get guidance on choosing the right policy today.
Final Expense Insurance offers coverage for funeral costs, outstanding debts, and medical bills. With lifelong protection, you can choose affordable coverage that fits your needs. Ensure your family’s financial future is secured today.
Reviews
Reviews

Health & Life Solutions is committed to serving you at the highest level with all your Worksite Benefit needs.
National Producer Number: 17103670
Legal

More Info
Final Expense Insurance is ideal if you’re looking for a simple, affordable way to cover end-of-life expenses without burdening your family. It’s especially suitable for individuals who want guaranteed coverage and don’t require a large policy, but prefer peace of mind knowing that funeral costs, medical bills, and debts will be covered.
Coverage varies based on your specific needs. Typically, Final Expense Insurance policies range from $5,000 to $50,000, depending on how much you want to cover for your funeral, medical costs, or outstanding debts. The average funeral cost in the U.S. is about $7,000 to $10,000.
In many cases, no medical exam is needed to qualify for Final Expense Insurance. Policies are often easier to qualify for compared to traditional life insurance, even for individuals with health conditions.
Yes, you can select your beneficiaries. They will receive the payout upon your passing to cover funeral arrangements or other final expenses.
Need personalized guidance? Book a one-on-one appointment with me, and I’ll help answer your questions, walk you through your final expense insurance options, and find the best coverage tailored to your needs. Schedule your free consultation today and start securing peace of mind for your family’s future.

More Info
Final Expense Insurance is ideal if you’re looking for a simple, affordable way to cover end-of-life expenses without burdening your family. It’s especially suitable for individuals who want guaranteed coverage and don’t require a large policy, but prefer peace of mind knowing that funeral costs, medical bills, and debts will be covered.
Coverage varies based on your specific needs. Typically, Final Expense Insurance policies range from $5,000 to $50,000, depending on how much you want to cover for your funeral, medical costs, or outstanding debts. The average funeral cost in the U.S. is about $7,000 to $10,000.
In many cases, no medical exam is needed to qualify for Final Expense Insurance. Policies are often easier to qualify for compared to traditional life insurance, even for individuals with health conditions.
Yes, you can select your beneficiaries. They will receive the payout upon your passing to cover funeral arrangements or other final expenses.
Need personalized guidance? Book a one-on-one appointment with me, and I’ll help answer your questions, walk you through your final expense insurance options, and find the best coverage tailored to your needs. Schedule your free consultation today and start securing peace of mind for your family’s future.

Legal